If you own your own vehicle you probably already know something about car insurance. You know that it is required by law across Canada and it covers the owner/driver, passengers, pedestrians and property affected by a vehicle collision. You are not authorized to drive your vehicle without it.

The theory of insurance is that the premiums of the many pay for the claims of the few. You pay your premiums on an annual or monthly basis and those premiums go into a pool along with many other premiums to pay for those losses of those who made claims in that year.

There are many terms in insurance such as liability, collision, comprehensive, and deductible. They are all part of your auto policy. Please call one of our brokers to talk about how they affect you and your vehicle.