Home Insurance Broker Ontario
Affordable Coverage for Your Home
As a homeowner, it is your responsibility to insure your home against unexpected dangers and perils including theft, explosion, fire, water damage, or other hazards. Although home insurance is not mandatory, most mortgage companies and banks require that you obtain it before they approve your funds. The type of building you live in will determine the class of insurance you should acquire.
Our Home Insurance Agency
At Orr & Associates Insurance Brokers Ltd., we have the knowledge and resources to provide you assistance when it comes to home insurance. We follow a hassle-free process to offer you fair home insurance quotes.
If you are wondering if you need home insurance, we would strongly recommend it to ensure you have adequate protection.
Standard Homeowners Policy: What’s Covered by Home Insurance?
- Property Coverage
- Dwelling – Includes the building or your home.
- Detached Individual Structures – Separated from the main building by a clear space and include sheds or garages.
- Personal Property – Includes all the contents inside your home such as clothing.
- Additional Living Expense – Covers extra living expenses if your home is damaged by a hazard against which your home is insured, making it uninhabitable till the repairs are completed.
- Liability Coverage
- Personal Liability – Covers unintentional injuries and property damage to a third party while they are present on your premises.
- Voluntary Medical Payments: Includes payments made to a third party who has suffered unintentional injury and damage to property when present on your premises.
Optional Insurance Coverages for Perils
- Seasonal dwellings such as cottages
- Guaranteed Building Replacement Cost
- Rental properties
- Watercraft coverage
- Earthquake coverage
- Home-based businesses and equipment
About Our Home Insurance Brokers
Provide Excellent Services
Our team works to understand your requirements and ensure you receive the best guidance promptly. We are polite, attentive, and patient when it comes to addressing client issues and concerns. We will make sure you get the best solution.
Options & Cost Savings
Our home insurance brokers have the experience, skills, and knowledge to act as your most trusted advisor. We will explore the myriad of coverage options to find the most suitable and cost-effective quotes customized to your specifications. We will work on your behalf and in your best interests.
We aim to revolutionize the way people perceive insurance. Our brokers will make it more accessible through technology, trustworthy information, and quick service. Orr & Associates are partnered with many top insurance companies to help match you with the right company. We focus on meeting your needs and protecting you during any lifestyle changes. We have an easy process to get insurance quotes and will ensure you get coverage on your terms.
We believe in offering services that fit specific needs. Whether you want to reach out to us in person, through phone calls, e-mails, or our online portal, we are here to provide immediate support.
Involved in the Community
In addition to offering the best services and customized policies, our home insurance brokers care about the community where we live and work. We often have programs to promote overall welfare and support many events throughout the York & Simcoe County Regions.
Get Home Insurance Quote with Us
We can help you get the coverage that fits your lifestyle and meets your needs. You can compare quotes from thirteen top insurers with us to choose the right policy. We can design the coverage for your home and update according to the changes in your lifestyle.